Why
Sell?
Individuals
and
businesses
sell
income
streams
for
three
basic
reasons:
Reason
One:
Access
People
need or
want
access
to their
cash.
Sometimes
they
have a
serious
need to pay off credit cards, finance
long
term
medical
care, or
to
settle a
divorce.
Other
times,
they
simply
have a
desire--to
purchase
a dream
home,
take a
vacation,
buy a
new car
or
boat,
finance
a
wedding,
or start
a
business,
for
example.
In some
cases,
people
want
access
to their
cash
just for
peace of
mind.
They no
longer
want to
worry
about
liquidity
issues,
collection
hassles,
or the
financial
strength
of the
person
who owes
the
debt.
Reason
Two:
Interest
or Yield
If
a
person
sells
their
income
stream--even
for
less
than
face
value--that
person
will
have
cash
in
hand.
This
money
is
available
to
start
earning
interest
or
yield.
Interest
or
yield
is
what
gives
us
the
ability
to
invest
money
this
year
and
turn
it into
an
even
larger
amount
of
money
next
year.
Reason
Three:
Inflation
Inflation
eats
away
at
the
future
value
or
"buying
power"
of
money.
You
can
buy
more
with
a
dollar
today
than
you
will
be
able
to
five,
ten,
or
twenty
years
from
now.
People
sell
their
income
streams
because
they
realize
that
over
time,
the
payments
they
receive
will
drop
in
real
value.
______________________________________
For
Example:
If a
person
were
offering
you
the
choice
of
either
a
$50
bill
or a
$100
bill,
which
would
you
choose?
The
$100
bill,
of
course.
Now
let's
change
our
scenario:
You
still
have
the
choice
of
either
a
$50
or
$100
bill,
but
now
it's
the
$50
bill
today
or
the
$100
bill
in
five
years.
This
time
you
would
choose
the
$50.
Why?
Because
you
can
use
the
money
now.
_________________________________________
Another
benefit
that
most
people
do not
consider
is
this:
If you
will be,
or have
been
receiving
payments
on a
note,
what is
the
likelihood
of you investing
that
money
rather
than
spending
it on
"every
day
living"
costs? With
a lump
sum of
money, a
person
is much
more
likely
to
invest
and
better
their
quality
of life.
__________________________________________
As
you
can see,
there
are
many
advantages
to
selling
an
income
stream.
More
and
more
people
are
making
the
choice
to
do
so
everyday.
It's
time
you
made
the
choice
as
well.
